Affinity Mortgages

We'll provide guidance to help you find the best mortgage for your needs - without the surprises.

Great rates. No surprises.

At Affinity, we'll provide guidance to help you find the best mortgage for your needs. Whether you are buying a home or looking to refinance, Affinity offers competitive rates on many types of mortgages in all 50 states.

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NEW! Affinity Professionals Mortgage Program

Affinity Professionals Mortgage Program

You're on the right track with your career. Now, Affinity can help you get on the fast track to homeownership. The Affinity Professionals Mortgage Program is designed to help rising professionals qualify for a mortgage. Don't let student loan debt keep you from buying a home. 

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First-Time Homebuyers

First-Time Homebuyers Program

First-time homebuyers, find out how to qualify for a $500 bonus.

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Fixed-Rate Mortgages

    • Predictable payments
    • Fixed term options available
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    Adjustable-Rate Mortgages

    • Lower initial interest rates
    • Adjustable term options available
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    High Balance Mortgages

      • Available for loans above $765,600 and up to $1,472,550
      • Fixed-rate terms
      • Savings on closing costs
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      Jumbo Mortgages

        • Available for loans above $548,250
        • Fixed-rate terms
        • Savings on closing costs
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        The one-stop resource for buying & selling a home that can save you thousands. In fact, Affinity members have received nearly $400,000 since the start of our partnership with HomeAdvantage in July 2017. 

        The advantages:

          • Your choice of experienced real estate agents
          • Support 7 days a week
          • Free access to online property listings & email alerts on saved searches
          • Cash Rewards at closing that average $1,8001
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        Your Way Home

        Programs that provide assistance to qualified low- and moderate-income borrowers.

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        All loans are subject to credit review and approval.

        1. The HomeAdvantage program is a feature available to members by third party provider, CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the Cash Rewards if they use an agent outside this network. An Affinity Federal Credit Union mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Please allow up to 45 days after closing for a credit. Rewards can be paid in the form of a check at closing or as a credit to closing costs, depending on loan terms and conditions. Cash Rewards incentives are available as applicable by state law; however, are void where prohibited by law or by the lender. Please consult with your credit union representative for additional details of the program.

        2. All home lending products are subject to program eligibility, collateral requirements, and credit review and approval. Program terms and conditions subject to change without notice.