Affinity Cash Rewards Visa® Signature Credit Card

Affinity Cash Rewards Visa® Signature Credit Card

Get cash back on everyday purchases!

Designed to give you more with cash back rewards

Get cash back on everyday purchases and rewarded for the way you live your life! With flexibility to earn 5% cash back at bookstores, including and access to 24/7 Visa Signature Concierge, this card offers exclusive benefits.

  • Rates as low as 12.50% variable APR1 View rates
  • No annual fee

Or call 800.325.0808 to apply over the phone.


Get rewarded on everyday purchases

5% Cash Back

At all bookstores, including Amazon.com2 

2% Cash Back

At restaurants, gas stations, and supermarkets3.

1% Cash Back

On all other purchases

Enjoy exclusive card-holder benefits

5% Cash Back

Free cell phone protection

5% Cash Back

• No foreign transaction fees
• 24/7 Visa Signature Concierge Service4
• 24/7 travel and emergency assistance

5% Cash Back

• Purchase security
• Extended warranty benefits 

Get $200 cash back

Spend $3,000 within the first 90 days and get $200 cash back.5

 Subject to credit review and approval.

1 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.

2 Cardholders will earn 5% cash back (which is equivalent to 5 points for every $1 spent) for purchases made at Bookstores, which also include purchases made at on up to $3,500 per month in purchases, excluding gift cards. Please note that these bonus categories are categorized by specific Merchant Category Codes. Not all merchants may use the specific qualified transactions codes. The additional points may not be issued, if the merchant does not use a qualified Merchant Category Code.

3 Cardholders will earn 2% cash back (which is equivalent to 2 points for every $1 spent) for all purchases made on Supermarket purchases, excluding gift cards.

4 The purchase of goods or services from a merchant in connection with a cardholder’s use of their Visa Signature Concierge, including any reservation or booking completed by Visa at the cardholder’s request, (“Service”), are solely between the cardholder and the respective merchant, and Visa is not a party to the purchase. Goods or services Visa Signature Concierge attempts to purchase on the cardholder’s behalf at the cardholder’s request are subject to availability. The cardholder is responsible for payment of any and all charges associated with any Service. See the Visa Signature Concierge Terms of Service for additional terms and conditions.

5 Rewards are earned as points that can be redeemed for Cash Back. Please allow up to sixty days for the bonus to post to your account. One-time bonus applied per account if qualifying criteria is met.

For cash advances, an APR of 18% will apply and the fee is 3% of the amount of each cash advance or $10.00, whichever is greater. For balance transfers, a fee of $10.00 or 5% of the amount of each transfer will apply, whichever is greater (maximum: $500.00). No foreign transaction fees apply.