More ATMs than New Jersey Has Diners

Affinity's Free ATM Network

Affinity belongs the CO-OP Network®, which provides our members with access to nearly 30,000 fee-free ATMs and 5,600+ shared branches nationwide1.

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Number of Free ATMs: Affinity vs Big Banks2

Financial Service Provider Free ATMs
Affinity Federal Credit Union Nearly 30,000
Chase 19,000
Bank of America 18,200
Wells Fargo 12,000

Locating and Using a Free ATM is Easy

  • Use our Mobile Banking App or the ATM/Branch Locator tool on our website to search for ATMs near you.
    • Use the surcharge free filter in the search and any ATM listed in the results is guaranteed to be free.
    • If a surcharge message appears on the screen during your transaction, press "yes" to accept and proceed. You will not be charged the surcharge.
  • Most ATMs in our network have the CO-OP Network® logo on them, so be sure to look for it, especially if there are two ATMs at the same location.
  • Our ATMs are found inside of most 7-Eleven®, Costco®, and Walgreens® stores, as well as many other national chains and local businesses.
  • Do more than withdraw cash at our ATMs
    • You can deposit checks at any ATMs that shows as Deposit-Taking ATM in our ATM Locator results
    • Check your account balances

Use your Affinity Visa® Debit Access card or ATM card at ATMs all over the world - and right next door.

That's true convenience.

1 Please Note: Affinity members need to opt-in to take advantage of shared branches. To opt-in contact the Member Service Center.

2 You can make an unlimited number of withdrawals from ATMs in our Surcharge-Fee network without any surcharge from the owner of the ATM. Please note that after 8 ATM withdrawals a month on a non-Affinity-owned ATM (including Surcharge-Free ATMs), Affinity will charge a fee of $2.25 for each additional withdrawal.

 Comparison based on bank website data as of 3/18/2013.