SBA Paycheck Protection Program (PPP) Loans

8/1/2021 UPDATE

Forgiveness of First and Second Round PPP Loans

Loans of $150,000 or Less:

The U.S. Small Business Administration (SBA) has launched a streamlined application portal to allow borrowers with Paycheck Protection Program (PPP) loans of $150,000 or less to apply for forgiveness directly through the SBA. If you received your first or second draw PPP loan from Affinity, you can now chose to apply for forgiveness directly with the SBA via their direct forgiveness portal.*

SBA Helpful links

Register and Apply for direct forgiveness link:

Borrower Training offered by SBA:

SBA Borrower User Guide:

SBA Knowledge Base for Direct Forgiveness:

* If you chose to apply for forgiveness directly on the SBA portal, the SBA has also set up a PPP Customer Service team to answer questions and directly assist borrowers with their forgiveness applications. Borrowers that need assistance with the SBA Direct Forgiveness platform or have questions about their applications should call (877) 552-2692, Monday – Friday, 8 a.m. – 8 p.m. EST. Platform is developed and managed by the SBA, Affinity will be notified if you apply thru the SBA portal, however we are not able to assist with questions relating to the SBA's direct forgiveness platform.

* In the event there is a discrepancy with the data as provided by the SBA Direct Forgiveness platform and the borrower, or if the SBA Direct Forgiveness Platform rejects your submission, you can then apply through Affinity's forgiveness portal. You cannot apply through both platforms.

Loans greater than $150,000

Borrowers with loans greater than $150,000 must submit loan forgiveness applications through Affinity's PPP Member Portal, and not the SBA Direct Forgiveness platform.

Affinity's PPP Member Portal

Affinity's portal is open and we are accepting forgiveness applications for all PPP loans. You can access Affinity's PPP forgiveness portal here. A guide to help you navigate our online portal can be found here. Information on how to complete the forgiveness application can be found on the portal. We also encourage you to refer to the SBA's Frequently Asked Questions here. To ensure adherence to the program's forgiveness eligibility requirements click here.

If you have questions regarding your forgiveness application please contact us at 908.860.7370 and leave a message with your name, business entity name, email and phone number. A representative will respond to you within two business days.

IMPORTANT: Be Aware of Fraudulent emails Impersonating the SBA and Office of Disaster Assistance

The U.S. Small Business Administration is sending a cyber warning alert to loan applicants seeking federal aid in response to the Coronavirus (COVID-19) pandemic. Email phishing campaigns where malicious actors are impersonating the SBA and its Office of Disaster Assistance to collect personally identifiable information (PII) for fraudulent purposes have surfaced. For more information on how to recognize fraudulent emails from the SBA and how to report them visit,

Thank you for your continued patience and understanding as, together, we navigate the SBA PPP loan product requirements.


Revised August 2nd, 2021