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Your
One-Stop
Auto Shop

Everything You Need to Find,
Finance & Protect Your Vehicle

Family at a car dealership speaking to a a salesperson Family at a car dealership speaking to a a salesperson
 
Middle aged man happy his car loan is pre-approved

Buying a Car?

We’ll help you every step of
the way.

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Get
pre-approved

Know exactly what you
can afford
with a free pre-approval
good for 45
days.

Young man holding up the keys to his new car

Buying a Car?

We’ll help you every step of
the way.

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Shop without
the hassle

Find your vehicle
with Costco,
lose the stress.

Young woman with hands over her heart thankful for auto protection

Buying a Car?

We’ll help you every step of
the way.

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Protect your
purchase

For greater
peace of
mind on the road.

Affordable Auto Loans

Or refinance your auto loan from another lender and save money

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Low rates

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0.25% APR* rate discount
for automatic payments1

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Flexible Repayment
Options

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No application fees or
prepayment penalty

Costco logo

Costco® Auto Program makes car buying easy.

Low, prearranged pricing on new and pre-owned vehicles

Get a Costco Membership or $50 Costco Shop Card2

Stack your savings with manufacturer incentives

Access discounts on parts, service and accessories

Apply for an Auto Loan

Are you an Affinity member?

Enterprise logo

Looking for a great deal on a used vehicle? Shop with Enterprise.

Enterprise will make your first payment up to $4003 and give you Kelley Blue Book® Trade-In Value4 on your vehicle.

Protection for the road ahead

Guaranteed Asset Protection (GAP)

Stay financially protected if your financed vehicle is ever stolen or totaled.

Mechanical Breakdown Protection

Breakdowns happen. We’ve got you covered.

Debt Protection

New challenges can make it hard to keep up with loan payments. This coverage is designed to help.

Auto Insurance

Get the coverage you need at an affordable price.

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FAQs

Need more information? We have you covered.

Well, it’s FREE, for one. And getting pre-approved simplifies the process of financing a car and makes it easier to negotiate a better sales price. With pre-approval, you confidently walk into the dealership knowing how much car you can afford, your interest rate and loan term.

Plus, your pre-approval from Affinity is valid for 45 days, so you have plenty of time to research vehicles, locate a dealer, and take advantage of no-haggle pricing through our Costco Auto Program.

Guaranteed Asset Protection, or GAP, is low-cost coverage* that helps you pay off your auto loan by protecting you from the “gap” between your vehicle’s depreciated value and the amount you still owe if it is totaled or stolen.

Benefits of GAP through Affinity:

  • Low-cost protection that is typically much lower than what a dealer charges
  • Covers up to $1,000 of the borrower’s deductible
  • Receive $1,000 toward your replacement vehicle if you finance with Affinity within 90 days of the loss
  • All vehicles the primary borrower owns and insures are eligible for the deductible reimbursement
Get a Quote

*Subject to limitations and exclusions. Please consult your Affinity financing representative to determine if your vehicle is eligible for coverage.

Breakdowns happen, but breaking the bank doesn’t have to! With Mechanical Breakdown Protection from Affinity, you get added protection from unexpected expenses resulting from covered mechanical or electrical failures.

Added benefits include 24/7 towing and emergency roadside assistance, as well as rental reimbursement. Keep your new or used car covered against breakdowns long after the manufacturer’s warranty expires.

Get a Quote

It’s like a safety net for you and your family! An unexpected job loss, death or disability can lead to a heavy financial burden. Safeguard your loved ones against these types of events and ensure loan payments are made on time.

Under Affinity’s Debt Protection program, your entire loan balance may be canceled or your monthly loan payments may be canceled without penalty or added interest. You benefit from peace of mind knowing you and your credit rating are protected.

Get a Quote

See how much you can save! Affinity offers auto insurance through our affiliate, Members Alliance Insurance, so we can help you shop around and compare prices from many of the leading insurance companies to ensure you get the coverage you need at a great price.

Get a Quote

Yes, We Do! Affinity offers loans for RVs and motorcycles. You can even get exclusive prearranged member pricing on RVs through our Costco Auto Program.

Apply Now View Rates

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